We buy houses in Virginia with the same purpose as everyone else. We want a home we can call our own and that will fit within our budget, to where we feel comfortable and at ease in our new surroundings. When we are buying a home, it is important to consider the cost and value of renting versus owning a home in the future. We have homes in the Tidewater area of Virginia that we love and with the market the way it is we could probably expect to strike it rich in ten or fifteen years. With these thoughts in our minds we are able to determine what kind of home we can afford to buy.
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When we decide to purchase a home we like there are a few things we keep in mind. We want to find a location in a good school zone (if possible) and of course an appropriate place to raise a family. Another thing that we always keep in mind is how much we can spend. We want to be able to afford a home but we don’t want to overspend and risk putting a strain on our monthly budget. Once we have found a house we like we then have to go through the process of actually buying the house. We can either go to a realtor or we can actually apply for a mortgage loan online through a bank such as Washington Mutual or Bank of America.
We also have the option of buying a foreclosure. Foreclosures are nice because they offer a lot of benefits to us if we are looking for a bargain home. We don’t have to worry about paying a lot of money to get a home that we will be living in for only a few months. We don’t have to worry about giving up too much of our personal belongings in order to afford a home mortgage. Foreclosures also allow us to get into a home that is already built and ready for us and our family to move into. Foreclosures are very attractive to us if we are looking for a deal on a home we can call our own.